On premium assistance

Treatment under MSP premium assistance

What MSP (premium assistance) pays for, how long you have, and what to bring to the first visit — with the clinics that bill it directly, where we hold enough of them to compare.

Treatment window10 combined visits per calendar year

What you need to startYour PHN and approved MSP premium assistance.

How MSP premium assistance gets you treated

  1. Check you are approved

    Premium assistance is income-tested and applied for separately. MSP can confirm your status.

  2. Book anywhere that bills MSP

    The clinics on this page submit the MSP portion for you rather than making you claim it back.

  3. Pay the difference

    MSP's contribution comes off the bill at the desk. What is left is the clinic's own price minus that amount.

What MSP (premium assistance) covers

Ten visits a year in total across massage, physiotherapy, chiropractic, acupuncture, naturopathy and non-surgical podiatry — not ten of each.

Physiotherapy
shared 10 visits
Chiropractic
shared 10 visits
Massage therapy
shared 10 visits
Acupuncture
shared 10 visits
Naturopathic medicine
shared 10 visits
Podiatry
shared 10 visits
Counselling
not covered
Kinesiology
not covered
Dietetics
not covered
Osteopathy
not covered
Speech therapy
not covered
Occupational therapy
not covered

MSP (premium assistance) claims: what to know

MSP premium assistance is the most misunderstood funding on Ailio: people hear that MSP covers massage or physiotherapy and assume the visit is free. It is not. MSP pays a fixed amount toward ten visits a year across all of the supplementary therapies combined, and the rest of the price is yours.

Because your share is the clinic’s price minus a flat contribution, the cheapest listing genuinely is the cheapest visit — which is not true of any other funder on this site. Sorting by price is the right instinct here.